Greater Baltimore Community Housing Resource Board, Inc. (GBCHRB) May, 2000 / Vol. 6, No. 2


A newsletter about fair housing, community development, and neighborhood quality of life


If you would like a free copy of any article mentioned here or if you know of someone who should be mailed their own copy of Fair Housing News, call 410-453-9500 or 800-895-6302. Check out our Internet web site -


21-Count Federal Indictment Unsealed Charging 4 with "Flipping" Housing Fraud. The second major case in Baltimore concerns housing mostly in East Baltimore and Westport. Officials said that other "investigations with other targets are on-going." (Baltimore Sun, April 28, 2000:3C).

U. S. Treasury Secretary Lawrence Summers Urged Congress to Enact Legislation to Curb Predatory Lending. He spoke supporting recently-introduced legislation that would change the 1994 Home Ownership and Equity Protection Act to erase loopholes allowing lenders to legally charge excessive fees and interest rates. HUD Secretary Andrew Cuomo announced he would co-chair a task force with Summers to study the trend and propose new regulations. (Wall Street Journal, April 13, 2000:A2).

"Subprime" Predatory Lenders Expanded Their Lending Five-Fold in Low-Income Areas, U. S. Treasury Study Finds. "Subprime" lenders use predatory lending practices hitting low-income buyers - many of them minorities - with much higher fees and interest rates. The study, conducted to assess the effectiveness of the 1977 Community Reinvestment Act, found that banks and thrifts also expanded their lending in low-income areas. In short, the study showed that the CRA is working. (Wall Street Journal, April 20, 2000:A28)

Rising Interest Rates are Stopping Affordable Rental Housing Projects. A study found that developers of low and moderate-income housing say the five recent interest rate increases of the Federal Reserve are forcing the delay or cancellation of thousands of projects. According to Novogradac & Co. LLP, higher interest rates curtailed plans for 4,500 buildings & tens of thousands of apartments. (Wall Street Journal, April 3, 2000:A2)

Study of Immigrant Settlement Finds Lack of Support for Increased Racial Integration. Indeed, Black and Hispanic immigrants tend to reside in predominantly Black and Hispanic American neighborhoods whereas White and Asian immigrants occupy white neighborhoods. (Rosenbaum & Schill, Journal of Housing Research, vol. 10:209-233)


Patricia J. Payne Was Confirmed as Commissioner of the Baltimore Department of Housing and Community Development. As a result of the unanimous vote on March 23, 2000, Payne also will serve as Executive Director of the Housing Authority of Baltimore City. Congratulations! (Baltimore Housing News, March 14, 2000)


Fannie Mae Publishes Excellent Fair Lending Assessment. Making Fair Lending a Reality in the New Millennium is a summation of research studies presented at a Fannie Mae Foundation roundtable on June 30, 1999. Available from Fannie Mae while supplies last - 202-274-8000 /

What Are Your Fair Housing Rights? The GBCHRB's website has the laws, practical guidelines, and info about our TV and radio shows, programs, and studies.

TV Worth Watching!?! Local, Positive! The GBCHRB's Neighborhood Beat is on Six Cable-TV stations. The 30-minute interview show runs on Channels 21 and 5 in Baltimore City, 99 in Anne Arundel County, 72 in Baltimore County, 3 & 7 in Harford, and 71/8 in Howard County! Call 410-453-9500 or the stations for days and times!


A Forum on "Faith of Our Mothers: Building a Better Community" will be held at Maryland Presbyterian Church, 1105 Providence Road, Towson, by the Concerned Religious Leaders of Baltimore County on May 16th from 7-9 p.m. Female clergy from the A. M. E., Jewish, & Presbyterian faiths and a Catholic representative will speak. Info: 410-825-3360 or 410-453-9500.

Baltimore Neighborhoods, Inc., will hold its 41st Annual Dinner Meeting on May 23rd at the Episcopal Center, 4 East University Parkway, Baltimore. Mayor Martin O'Malley will keynote. Tickets are $25 - 410-243-4468.

The Maryland Center for Community Development will hold its Annual Conference on May 25th at the Maritime Institute of Technology in Linthicum Heights. Entitled "Partnering for Success: Assess Building in Communities," the Conference is $50 for members and $75 for non-members. Info: 410-752-6223.


Civil Rights Since 1787: A Reader. Jonatha Birnbaum, Clarence Taylor, & Jonathan Birnbaum, eds. New York University: September, 2000. 704 pp. Excellent history of the struggle for civil rights, ending with the current backlash to the future prospects for a "Third Reconstruction." Includes work from Frederick Douglass, W. E. B. DuBois, Malcolm X, Mary Frances Berry, and many more.

The Black Image in the White Mind: Media and Race in America. Robert M. Entman & Andrew Rojecki. University of Chicago: June, 2000. $26. Interesting study of the difficulties of the communication process and the media's big role.

Nothing About Us Without Us: Disability Oppression and Empowerment. James I. Charlton. University of California: July, 2000. 213 pp. $16.95. This disability oppression indictment reveals similarities & differences from racism, sexism, and colonialism. The oral histories in 10 different countries show the worldwide movement.

I'm Chocolate, You're Vanilla: Raising Happy, Healthy Black and Biracial Children in a Race-Conscious World. Marguerite A. Wright. Jossey-Bass: June, 2000. 256 pp. $15. Upcoming reprint edition of the informative, highly readable classic that offers practical advice along with insightful analysis of our race-based perception. The author is a California clinical & research psychologist.

Unequal Rights: Discrimination Against People With Mental Disabilities and the Americans With Disabilities Act. Susan Stefan. American Psychological Association: May, 2000. 425 pp. $49.95. Good analysis and review of all relevant legislation and issues, including a very good research bibliography.


    Greater Baltimore Community Housing Resource Board, Inc.
    P. O. Box 66180
    Baltimore, Maryland 21239-6180

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