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William “Bill” Kladky, Webpage Administrator
Bill Kladky passed away on Sunday, June 29, 2025.
He greatly appreciated your interest in the GBCHRB website. Click here to see Bill’s obituary.
A memorial service will be held on:
Friday, June 11, 2025, beginning at 11:00 a.m. at
Towson Presbyterian Church
400 West Chesapeake Avenue
Towson, MD 21204
Internment is private.
In lieu of flowers, please remember Bill with memorial contributions to the:
Assistance Center of Towson Churches (ACTC)
116 West Pennsylvania Avenue
Towson, MD 21204
LISTEN TO OUR WCAO RADIO SHOW LIVING IN BALTIMORE
- MD Office of Peoples Counsel – Regulating Utility Companies
- MD Insurance Administration – Regulating Health Insurance
- Disability Rights MD – Protecting Disability Rights
- MD Dept of Planning – Planning a Growing MD
- Women’s Law Ctr of MD – Legal Protections Against Abuse
- Women’s Law Ctr of MD – Legal Help for Protective Orders & Immigrants
- MD Insurance Admin. – Flood & Auto Insurance Tips
- MD Comm. on Civil Rights – Free Civil Rights Trainings
- MD Commission on Civil Rights – Discrimination Law
- MD Insurance Admin. – Important Insurance Tips
- MD Women’s Heritage Center – Diana Bailey – Women’s History Month
- Women’s Law Ctr. of MD – Legal Help for Women
- MD Comm. on Civil Rights – Appraisal Discrimination
- Pro Bono Resource Ctr of MD – Courtroom Legal Advocacy
- MD Office of People’s Counsel – Energy Tips & Saving Money
- MD Dept. of Planning – Planning Maryland
- MD Statewide Broadband – Getting MD Connected
- MD Hunger Solutions – Hunger in Our Metro
- Health Care For All – “Reducing Medical Costs in Maryland“
- Baltimore Housing & Community Development – “Improving Housing & Community in Baltimore“
- Image Ctr. of MD – “Help for People with Disabilities in the Community”
- Helping Up Mission – “Help with Addiction & Trauma”
- Green & Healthy Homes Initiative – “Making Homes Healthier”
- Baltimore Planning Dept – Historic Preservation & Capital Budget”
- Baltimore Metropolitan Council – “Improving Transportation”
- MD Office of People’s Counsel – “Utility Consumer Advocacy”
- MD Office of People’s Counsel – Energy Tips & Cost Savings”
- Franciscan Center of Balt. – “Help for the Needy”
- Balt.Transit Equity Coalition – “Improving Public Transit”
- Jewish Ctr. of Greater Balt. – “Community Services”
- MD Insurance Admin. – “Insurance Tips & Scams”
- Women’s Law Ctr. of MD – “Help for Women”
- Women’s Law Ctr. of MD – “Important Laws”
- Mayor’s Office of Homeless Services – “Resources for the Homeless”
- Caroline Center – “Job Help for Women”
- MD Volunteer Lawyers Service – “Legal Help for Low Income Marylanders“
- Public Justice Center – “Working for Racial & Legal Justice“
- Image Center – “Support for People with Disabilities“
- Bloomberg School of Public Health – “Transit Equity Study“
- Green & Healthy Homes Initiative – “Making Homes Healthier“
- Chesapeake Habitat – “Revitalizing Neighborhoods“
- Jacob France Institute, Univ. of Balt. – “Improving Baltimore“
- MD Legal Services Corp.
- Governor’s Comm. on African Affairs- “Services”
- Governor’s Comm.on Middle-Eastern Amer. Affairs – “Services“
- MD Insurance Admin. – “Renters & Auto Insurance“
- Black Lives Matter Interfaith Coalition – “Racial Justice“
- Central MD Ecumenical Council – “Racial and Social Justice Work“
- Community Assistance Network – “Help for Low-Moderate Income People“
- Presbytery of Baltimore – “Social Justice Efforts“
- MD Insurance Admin. – “Listening Sessions“
- Balt. Crisis Response II – “Need for Behavioral Health Services“
- Baltimore Crisis Response – “Help for Those in Crisis“
- Sierra Club, Maryland – “Conservation Campaigns“
- MD Hunger Solutions – “Hunger Resources“
- MD Center for Economic Policy – “Improving Maryland“
- National Federation of the Blind – “Services“
- MD Commission on Civil Rights – “Protecting Our Rights“
- Mayor’s Office of Family & Children Success – “Services“
- Governor’s Commission on Indian Affairs – “Indians in MD“
- Women’s Law Center of MD – “Domestic Violence Help”
- MD Commission on Civil Rights – “Health Care Discrimination”
- MD Commission on Civil Rights – “Employment Discrimination”
- Women’s Law Center of MD – “Helpful Services”
- Baltimore Jewish Council – “Services & Legislative Priorities”
- MD Dept. of Disabilities – “Available Assistive Technology”
- Pro Bono Resource Ctr. of MD – “Getting Legal Help”
- MD Commission on Civil Rights – “Rights Against Discrimination
- Public Justice Center – “Improving Housing Equity”
- Climate Action Network – “Tackling Climate Change”
- Fair Housing Action Ctr. of MD – “Fair Housing Resources”
- Latino Providers Network – “Services for Latinos”
- Community Develop. Network of MD – “Helpful Resources”
- Green & Healthy Homes Initiative – “Making Homes Healthier”
- MD Dept. of Housing & Comm. Development – “COVID Help & Fair Housing”
- Health Care for All Coalition – “Cost of Health Insurance”
- Pro Bono Resource Center – “Legal Help to Avoid Eviction”
- Community Law Center – “Legal Help for Organizations”
- MD Commission on Civil Rights – “COVID and Discrimination”
- MD Insurance Administration – “Insurance during COVID”
- MD Commission on African American History & Culture – “Preserving African American History”
- Job Opportunities Task Force – “Jobs for Baltimore”
- Job Opportunities Task Force – “Lobby Day”
- Health Care For All Coalition – “Health Care Reform”
- MD Volunteer Lawyers Service – “Human Trafficking Prevention”
- Goodwill Industries Chesapeake – “Services & Job Help”
- FACE Baltimore – “Services for Ex-Offenders”
- Maryland Insurance Administration – “Insurance Tips”
- US Department of HUD – “Fair Housing & Discrimination”
- Pro Bono Resource Center of Maryland – “Legal Help for Everyone”
- MD Insurance Administration – “Health Insurance”
- MD Insurance Administration – “Renter & Homeowner Insurance”
- Maryland Coalition of Families – “Help for Families in Stress”
- ROAR Center – “Help for Victims of Crime”
- MD Comm. on Civil Rights – “Employment & Housing Discrimination”
- Community Law Ctr. – “Legal Help for Organizations & Nonprofits”
- Civil Justice – “Legal Assistance for Low and Moderate Income People”
- Balt. City Office of Civil Rights – “Civility & Your Rights Against. Discrimination”
- Disability Rights Maryland – “Help & Legal Assistance.”
- MD Insurance Admin. – “Homeowners & Renters Insurance.”
- Rev. Fred Weimert, CMEC – “Fighting Anti-Semitism.”
- National Association on Mental Illness – “Local Resources for Mental Health.”
- CASA MD – “Services to help Latinos.”
- MD Dept. of Disabilities – Services.
FOLLOW HUD FAIR HOUSING ON SOCIAL MEDIA:
New Maryland Fair Housing Information & News Headlines
To read this issue of Fair Housing E-News: fhnews2025aprmay.pdf.
Maryland Insurance Administration (MIA) Takes Action Against Erie Insurance for Discriminatory Business Practices. Read the March 13, 2025 MIA article.
Abell Foundation Report Discovers Systematic Racial Bias in Home Appraisals in the Baltimore Metropolitan Area. Read the March 25, 2025 Abell Foundation report. Read the March 26, 2024 Insurance Journal article.
State Legislature Creates a Maryland Reparations Commission, One of Few States with a Statewide Panel. Read the April 3, 2025 Maryland Matters article. Read the April 2024 ACHJ article about reparations.
HUD Cuts Will Drastically Cut Government and Nonprofit Efforts to Reduce Housing Discrimination. Read the April 6, 2024 Washington Post article. Read the February 14, 2025 NPR article on HUD cuts.
HUD Baltimore Field Office to Close, Along with Many Other HUD Field & Regional Offices. Read the March 5, 2025 Baltimore Brew article. Read the March 5, 2025 Bloomberg article.
Study Finds Meta & Other Social Media Platforms Attract and Spread Anti-Minority Hate Speech in India & Globally. . Read the February 10, 2025 CSOH report. Read the February 24, 2025 CCDH report. Read the February 20, 2025 IHL release.
To read this issue of Fair Housing E-News: fhnews2025aprmay.pdf.
Contact the GBCHRB for free Fair Housing training.
Read Our 2023 Mortgage Lending Discrimination Study of Baltimore
LISTEN TO A GBCHRB PODCAST:
“Housing Discrimination & Tenant-Landlord Help” (12 minutes)
Fair Housing Action Center of MD.
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“Racial Justice in Maryland” (12.58 minutes)
Black Lives Matter Interfaith Coalition
***
“Crisis Intervention Help” (5 minutes)
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“Rights Against Health Care Discrimination” (5 minutes)
***
“Input Needed for Access to State Health Insurance Study” (7 minutes)
More on the way!
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Check Out Our Facebook Page
Baltimore & Maryland Fair Housing Information, News, Links, & Resources
LEGAL RESOURCES FOR RENTERS IN BALTIMORE CITY
- Are you facing eviction?
- Is the landlord threatening you with illegal fees or refusing to fix major problems with your home?
- Are you in subsidized housing and need your rent reduced because of a loss of income?
- Is your landlord unlicensed?
For Legal Resources,
Click here.
What are Tenant’s Rights in Baltimore City during COVID?
Learn more here.
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VIEW EPISODES OF “nEIGHBORHOOD bEAT” tV sHOW
…on YouTube!
“Legal Services for the Poor.”
“Rights Against Discrimination.”
“Native Americans in Maryland.”
“African American History in Maryland.”
“Insurance Rights in Maryland.”
& Many Other Programs About Local Issues & Problems!
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READ OUR SELF-HELP GUIDES TO FAIR HOUSING IN THESE COUNTIES:
MORE FAIR HOUSING & COMMUNITY RADIO SHOWS!
- MD Comm. on Civil Rights -“Employment Discrimination.”
- Office of the Public Defender – “Free Legal Help for Court.”
- Volunteer MD – “Volunteering in MD.”
- Building Families for Children – “Helping At-Risk Families.”
- “Governor’s Office: Interfaith Outreach.”
- “Governor’s Service Awards.”
- “Health Care For All! Coalition.”
- “MDHCD Project Core.”
It is against the law to discriminate in housing in Maryland on the basis of race, color, religion, sex, familial status, national origin, marital status, sexual orientation, gender identity, disability, or source of income.
It is illegal to
*Refuse to rent a dwelling to any qualified buyer or renter.
*Use discriminatory terms and conditions.
*Steer you to a particular building.
*Treat you differently.
Read more about your rights:
Behind on Your Rent? Get Emergency Rental Assistance
Has COVID-19 affected your ability to pay rent? You may be eligible for immediate assistance with current or past due rental payments. Check out these helpful programs:
Maryland Program (with links to each county):
877-546-5595
Baltimore City Program:
410-396-5555
FROM OUR FAIR HOUSING MARYLAND BLOG!
*MD Legislature Passes Important Fair Housing & Tenant Protection Bills. Read the legislative summary .*Tenant Screening Report Instead of Credit Check. Read the summary .*Right to Attorney in Eviction Cases. Read the summary .
*Health Equity Resource Communities. Read the Summary.
*Protecting Patients from Medical Debt Collection. Read the Summary.
*Access to Public Transportation. Read the Summary.
Our Blog has just-breaking news about Fair Housing & related issues, profiles, reviews, resources, books, notable civil rights obits, and much more.
Read it here.
*****
MARYLAND COURTS
SELF-HELP CENTER
Chat FREE with a lawyer about your civil legal matter. FREE legal help in civil cases for individuals who do not have a lawyer.
8:30 am – 8:00 pm, Mon. – Fri.
Click below to get in-person help:
Family Law
Circuit Court
District Court
or telephone 410-260-1392
*
FILE A HOUSING DISCRIMINATION COMPLAINT
Maryland Residents can file with Either the State of Maryland or HUD:
Maryland Commission On Civil Rights (MCCR)
6 Saint Paul Street, Baltimore, Maryland 21202. 410-767-8600 / 800-637-6247
US Dept. of Housing & Urban Development.
10 S. Howard Street, Baltimore, Maryland 21201.
410-962-2520 / 800-669-9777
Depending on Your Residence, Residents in Baltimore City & County Residents can file with:
Baltimore City Office Of Civil Rights.
7 E. Redwood Street, 9th floor, Baltimore, Maryland 21202. 410-396-3141 / or email / civilrights@baltimorecity.gov
Baltimore County Human Relations Commission
6401 York Road, Suite 1013, Baltimore, Maryland 21212. 410-887-5917 / email bchrc@baltimorecountymd.gov
Read a GBCHRB Research Report:
A Mortgage Lending Discrimination Study of Baltimore, 2021
2020 Mortgage Market Activity and Trends Report of the Consumer Financial Protection Bureau (CFPB) (2021): A Commentary & Analysis, September 7, 2021
April is National Fair Housing Month 2021 – press release
A Short History of Fair Housing Month, 2021
Civil Rights Around the World, 2017
A Fair Housing Study of Mortgage Lending Discrimination in the City of Baltimore, 2005
“How Racially Segregated is the Baltimore Metro? Baltimore Ranks 39th of 331 Metros in Level of Segregation, 2002
- “Islamic Society of Baltimore.”
- “HUD & Your Fair Housing Rights.”
- “Smart Growth – A Better Maryland.”
- Public Justice Center – “Employee and Housing Rights.”
- Consumer Rights Coalition – “Consumer Rights in Maryland.”
- National Federation of the Blind – “Making Maryland Fairer.”
- Mayor’s Office of Immigrant & Multicultural Affairs- “Services.”
- Out for Justice, Inc. – “Helping People with Criminal Records”
- National Smart Growth Center – “West Baltimore Study.”
FILE A HOUSING DISCRIMINATION COMPLAINT
Marylanders can file with either the State of Maryland or HUD:
Maryland Commission On Civil Rights (MCCR)
6 Saint Paul Street, Baltimore, Maryland 21202. 410-767-8600 / 800-637-6247
OR
US Dept. of Housing & Urban Development.
10 S. Howard Street, Baltimore, Maryland 21201.
410-962-2520 / 800-669-9777
Residents in Baltimore City can file with:
Baltimore City Office Of Civil Rights.
7 E. Redwood Street, 9th floor, Baltimore, Maryland 21202. 410-396-3141 / or email / civilrights@baltimorecity.gov
READ STUDY OF POSSIBLE HOME INSURANCE DISCRIMINATION IN BALTIMORE
AVAILABLE FAIR HOUSING & CIVIL RIGHTS TRAINING
Free training on the various city, county, state, and federal Fair Housing & Civil Rights laws and regulations are available. Read more.
DO YOU NEED A LAWYER?
Legal Help for Individuals & Neighborhood Associations
What Renters Need to Know about Eviction
ARE YOU LOOKING FOR HOUSING IN MARYLAND?
To search listings, go to the Maryland DHCD’s Maryland Housing Search.
Read Our Self-Help Guide to Getting Housing (pdf).
DO YOU HAVE A TENANT OR LANDLORD PROBLEM?
To know your rights, see theMaryland Attorney General’s page.
For free tenant-landlord counseling: MD District Court Self-Help Resource Center.
Hot Line – 410-260-1392.
Baltimore – Civil Division, 501 E. Fayette St., 3rd Floor.
Glen Burnie – District Court Building, 7500 Gov. Ritchie Highway, Room 205.
Frederick – County Courthouse, 100 W. Patrick Street, Lower Level.
Salisbury – District Court for Wicomico County, 201 Baptist Street, Room 2248A.
Upper Marlboro – District Court Bourne Wing, 14735 Main Street, Room 069B.
DO YOU HAVE A PREDATORY LOAN? GET HELP!
Paying too much on your loan? Can’t afford it? Get help! Examples of predatory loans:
Balloon payments, Excessive points and fees, Packing (additional things without your knowledge), and Large mortgage broker payment.
Read the “Eight Signs of Predatory Lending” to see if you are a victim.
Read predatory lending tips of the Maryland Attorney General.Click to Learn More & Get Help.
RECENT FAIR HOUSING MARYLAND INFO
Health Equity Resource Communities.Read the Summary.
Protecting Patients from Medical Debt Collection.Read the Summary.
Access to Public Transportation. Read the Summary.
Our Blog has just-breaking news about Fair Housing & related issues, profiles, reviews, resources, books, obits, and more.
Read it here.
REGISTER TO VOTE!
If You are Not Registered:
You must be registered to vote a mail-in ballot. If not, go to: Maryland State Board of Elections. or
Baltimore City Board of Elections.
Application for a Maryland Mail-In Ballot
Ask for your mail-in ballot at
the Maryland State Board of Elections’ Special Page
or Text VBM (English) or VPC (Spanish) to 777-88.
Find Your County Voting Office
Listen to a Radio Show:
“Registering to Vote”
MD League of Women Voters – “Voter Registration.”
OUR WORKING NETWORK IS OUR BOARD OF DIRECTORS
Baltimore Home Ownership Institute
Baltimore City Office of Civil Rights
Baltimore County Human Relations Commission
Baltimore County Muslim Council
Housing Authority of Baltimore City – Fair Housing
Citizens Planning & Housing Association
Governor’s Commission on Asian Pacific American Affairs
Greater Baltimore Board of Realtors
League of Women Voters of Baltimore City
Maryland Commission on Civil Rights
Maryland Commission on Indian Affairs
N. A. A. C. P., Maryland State Conference
Women’s Law Center of Maryland
The Reverend Frederick K. Weimert, President, & William P. Kladky, Ph.D., Executive Director – wkladky@gbchrb.org.
The GBCHRB is an independent 501(c)(3) nonprofit organization providing Maryland Fair Housing Information, education, training, and advocacy to the general public. Our office is located in the City of Baltimore, Maryland.
© 2025, Greater Baltimore Community Housing Resource Board, Inc. – All Rights Reserved.
GBCHRB
P. O. Box 66180
Baltimore, Maryland 21239-6180
443.347.3701